We improve and build up your credit rating from scratch.
We know how banks calculate it and therfore we give you a proper guidance.
Our services include:
- Building a plan of action for a client who wishes to purchase a property and in the next weeks/years buy other properties on credit.
- Mediation in obtaining a mortgage by a natural person.
- Mediation in obtaining a mortgage for a business and Ltd companies.
- Mediation in obtaining a mortgage/mortgage loan for any purpose.
- Relieving a client of the process associated with taking out a loan to the greatest extent.
- Advice on choosing the best mortgage offer out of all offers on the market.
- Negotiating loan conditions with a bank.
- Recovery of loan money spent when buying a property. Refinancing of purchase costs incurred.
- Replacing a current mortgage with a cheaper one. Refinancing the loan.
- Replacing several cash loans with one of a lower overall installment. Credit consolidation.
- Assistance in obtaining the best cash loan.
- Comparing and beating loan offers made by competitors.
0 PLN - this is the price for our services.
We receive remuneration directly from te bank, not from you.
The cost of obtaining a loan through our mediation process is at least as low as if you had directly used bank services. Saying at least, we mean that thanks to our mediation you will not be forced to buy additional financial solutions thus the overall cost of the loan is lower. As professional credit counselors, due to the fact that we know the market, we are able to choose the bank which guarantees the best conditions.
Main features of RM KREDYTY are:
- Many years experience on Polish and international market.
- Thousands of satisfied customers who have made successful investments and recommend us to their friends.
- A team of professionals and practitioners in the field of real estate investments.
- The highest standard of fast and mobile services.
- People who know how to meet client's demands and plan his success step-by-step.
At least 50,000 PLN - this is how much you can save as a result of cooperating with us.
The amount of 50,000 PLN is 10% of 500,000 PLN, so more or less the price of a 2-3 room apartment in Warsaw, including renovation. Since January 1, 2015, required own contribution is at least 10%. Thanks to the knowledge and experience, we know how to reduce it to almost 0 PLN. Obviously, everything is done in accordance with the law and is legal. It is enough that the property meets a few simple criteria.
Also, we offer you a comprehensive assistance of experts cooperating with us regarding:
- Finding a property − for investment or your own purposes − in Poland.
- Property valuation by an independent property valuer.
- Signing of a notarial deed, preliminary agreement (we have ready-made model agreements at our disposal) in a reliable notary's office.
- Tax payment on rental real estate income. Tax advisor/accounting..
- Renovations/alterations/adaptations of buildings of all kinds.
- Preparation of the property for sale - homestaging.
- Gaining knowledge in the area of investing in real estate through participation in professional trainings conducted by experienced practitioners. We can offer you 15% discount for trainings organized by Piotr Hryniewicz.
In addition, by using our services, you will get support in the form of contacts to people needed in the implementation of goals directly related to the acquisition of real estate. With us, you will have access to a range of reliable specialists such as:
- Real estate brokers
- Property valuers specializing in real estate valuation
- Tax counselors
- Renovation companies
- Longtime practitioners in real estate investments
- Promotion specialists
- Interior designers
- Home Stagers